Bangkok pilot · Q3 2026

Pay like a local
across Asia with one app.

The wallet that turns USD into Thai baht, Vietnamese dong, Indonesian rupiah, and four more — at the rate Google shows.

Live at launch

Thailand Vietnam Indonesia Philippines Cambodia Laos Mongolia SOON SOON SOON SOON

Skip the ATM. Skip the 3% card fee. Skip the awkward conversation about whether they take Visa. Open Qrafted, point your camera, swipe to pay — the same way locals pay, funded from your account back home.

How it works

Three minutes from install to paid.

1 Sign up

Sign up in 90 seconds

Email, passport scan, done. KYC by Persona — the same provider Robinhood uses.

2 Top up

9:42

Available balance

$847.32

+ $250.00 this week

$100

$250

$500

$1,000

+ Add money

Funding methods

ACH

Apple Pay

USDC

Top up your way

US ACH, UK Faster Payments, SEPA, card, Apple Pay, Google Pay, or USDC. Free over $250.

3 Scan

9:43

Scan to pay

Scanning… Hold steady over the QR

Point and scan any QR

PromptPay, VietQR, QRIS, KHQR — Qrafted reads them all. Even personal QRs in Thailand.

4 Pay

9:43

Pay merchant

ที่สุดแสนอร่อย

Som Tam · Sukhumvit, Bangkok

฿180.00

≈ $5.18 USD · mid-market rate

FX rate34.74 ฿/$

Spread (0.3%)$0.02

Fee in Thailand$0.00

Slide to pay →

Confirm and you're done

Merchant gets local currency, you get a receipt. Settles in under 5 seconds.

The honest comparison

Why not just use a card?

We've been there. None of the existing options actually work in the country you're trying to use them in.

	Qrafted	Wise card	Revolut	ATM cash	Foreign card
Pay at street vendors	✓	✗	✗	✓	✗
Mid-market FX, no markup	✓	✓	Weekdays	✗	✗
No foreign txn fee	✓	Up to limit	Up to limit	✗	✗
Personal PromptPay support	✓	✗	✗	✗	✗
Works without internet at vendor	✓	✓	✓	✓	✓
Settles in < 5 seconds	✓	✓	✓	✓	✗

Every cross-border payment app I tried in Bangkok charged me 3–5% I didn't see until later. Qrafted is the app I wish I'd had on my first trip — built so the price you see is the price you pay.

Roger Beaman

Founder, Qrafted

Infrastructure

Built on rails you trust.

Every piece of infrastructure is regulated, audited, and battle-tested. We're the ones taking your transit money to a street food cart, after all.

Smart wallet by Privy

User keys never leave the device. SOC 2 Type II audited.

Solana via Helius

Sub-second settlement on the fastest stablecoin rail.

KYC by Persona

Same identity provider as Robinhood, OpenAI, and Coinbase.

Local payouts by Rapyd

FinCEN-registered, licensed in 90+ countries.

On-ramp by Transak

BaFin-licensed, supports 170+ payment methods worldwide.

Edge infra by Cloudflare

DDoS-protected, sub-50ms response anywhere in Asia.

Pricing

No subscriptions. No surprises.

The numbers are right here. The same numbers will be on your receipt.

Bank top-up (ACH, FPS, SEPA) Free over $250 · $1 below

Card / Apple Pay / Google Pay 2.5%

USDC top-up (Solana) Free

Foreign exchange Mid-market + 0.3%

Transaction fee in Thailand $0

Transaction fee — other countries 1%

Withdrawal back to bank Free, instant

FAQ

Questions, answered honestly.

Where can I use Qrafted?

At launch: Thailand (PromptPay), Vietnam (VietQR), Indonesia (QRIS), the Philippines (QR Ph), Cambodia (KHQR), Laos (Lao QR), and Mongolia (QPay). Anywhere these QR codes are accepted.

Do I need to know about crypto?

No. Qrafted uses USDC stablecoins for instant cross-border settlement, but you'll never see a wallet address, a private key, or a gas fee. Your balance is shown in USD, and you fund it like a normal banking app.

Is it safe? Are you regulated?

We work with regulated payment partners — fully licensed banks and payment institutions in the US, UK, EU, and each destination country. We're FinCEN-registered and follow the same KYC and AML standards as Wise or Revolut.

How is this different from a Wise card?

Wise's card runs on the Visa or Mastercard network — most Southeast Asian small merchants don't accept those cards, or they charge 3% extra. Qrafted pays directly via local QR rails, so you can pay a street food cart, a tuk-tuk driver, or a market stall the way locals do.

What about personal QR codes in Thailand?

Yes — including personal PromptPay (the citizen-ID QR most street vendors use). This is the #1 limitation of competing apps; we built around it from day one through a Thai-licensed banking partner.

When are you launching?

Public Bangkok pilot in Q3 2026. Join the waitlist for an invite — early users get our founders' tier with no transaction fees for life.

Be first in Bangkok.

Join the waitlist for an invite to the Q3 2026 pilot. Founders' tier means zero transaction fees, for life.

Pay like a local across Asia with one app.